Terms & Conditions
Last Updated: May 2026
Introduction
These Terms & Conditions govern the use of the Clarity Before Pay website and all digital products sold through it.
By accessing this website or purchasing any product, you agree to these terms.
About Us
Clarity Before Pay is a digital educational platform providing general informational content designed to help users make more informed spending decisions online.
Clarity Before Pay is a trading name of Legal 90 Group Ltd.
Contact: hello@claritybeforepay.com
Educational Content Only
All content provided on this website is for general informational and educational purposes only.
Nothing on this website constitutes:
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legal advice
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financial advice
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therapeutic advice
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psychological advice
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regulated professional services
Users remain responsible for their own purchasing decisions and financial choices.
Digital Products
Products sold through this website are digital downloads intended for personal use only.
Customers must not:
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reproduce,
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redistribute,
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resell,
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share publicly,
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or commercially exploit
any purchased content without written permission.
Intellectual Property
All website content, branding, guides, dashboards, written material, and downloadable products remain the intellectual property of Clarity Before Pay unless otherwise stated.
Unauthorised copying or redistribution is prohibited.
Purchases & Payments
Payments are processed securely through third-party providers including Wix Payments and PayPal.
We do not directly store full payment card details.
Refunds
Please refer to the separate Refund Policy for details regarding refunds and digital purchases.
Website Use
Users agree not to:
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misuse the website,
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attempt unauthorised access,
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upload malicious content,
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or interfere with website functionality.
We reserve the right to restrict access where necessary.
Limitation of Liability
Clarity Before Pay is not responsible for:
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personal spending decisions,
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financial losses,
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relationship outcomes,
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emotional distress,
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or user interpretation of educational content.
All purchasing decisions remain the responsibility of the user.
External Links
This website may occasionally reference third-party platforms or services. We are not responsible for the content, policies, or actions of external websites.
Changes To These Terms
We may update these Terms & Conditions periodically.
Continued use of the website after updates constitutes acceptance of the revised terms.
Governing Law
These Terms & Conditions are governed by the laws of England and Wales.